How Do You Manage Medical Expenses with No Insurance In Arizona?

Car accidents come with high price tags and the more severe they are, the more substantial the damages are. Car accidents are widespread in Arizona and throughout the nation. Every year there are an estimated 6 million accidents that take place. Arizona had 129,750 crashes in 2019 and 911 were fatal. Medical costs, pain and suffering, lost income, and property damages can be included in a victim’s Arizona personal injury claim. If you don’t have insurance, it is going to be incredibly important that you recover all the costs from the liable party to pay for your expenses. 

To ensure that you settle your Arizona personal injury claim with the full amount for the damages you sustained, work with the Arizona personal injury attorneys at ELG. The Phoenix serious injury attorneys at ELG are committed to providing clients who were injured in accidents with the highest level of legal services. ELG has the objective to protect victim’s rights. ELG exclusively works with personal injury claimants and our extensive experience and vast resources will put you in the best position to obtain the most compensation for your case.

What Happens When You are Injured in an Arizona Accident and have No Insurance Coverage Options?

Even in situations where you were hit by another driver and it is clear, they are liable for your resulting damages, ultimately, you are still responsible for paying for your own medical treatment if you were injured. There are several ways under Arizona injury laws that you can have your medical treatment paid for. 

• You can use your own health insurance so that you only have to co-payments out-of-pocket and then when you obtain a settlement the insurance company gets paid for the costs they covered while you were litigating your case. Now if you have auto insurance, you may be able to use that for the deductibles and co-pays.
• If you have the required underinsured/uninsured coverage you may be able to use this for medical expenses if the driver who caused your accident had no insurance coverage or not enough coverage.
• If you have no health insurance coverage paying for your medical treatment will be up to you. Your Phoenix personal injury attorney will be fighting for your best interests and so that all of your costs will be included in your settlement including your medical expenses. But until you obtain your settlement, it is highly likely that your doctor will be expecting to have their costs paid as you are given care. 

In this situation, it is critical that you clearly communicate with the billing office and your doctor that you have an open personal injury claim that you and your lawyer are working towards a settlement. This may make them more open to being cooperative with you and finding a way that you could pay in more affordable monthly payments until you obtain the money from your personal injury case.

Speak to an Arizona Serious Injury Attorney Today

Medical treatment is one of the most expensive parts of an Arizona personal injury claim. The Phoenix personal injury attorneys at ELG can help you obtain the full amount of money you are entitled to so you can recoup your costs. To schedule a free consultation with ELG, call (623) 877-3600 today.