What to Be Aware of When the Insurance Company Contacts You
Automobile accidents are messy and filing a claim to recover costs associated with your damages can be confusing, stressful, and complicated. If you are injured in an Arizona automobile accident, trying to work through the legal challenges while also recovering can be extremely difficult. An Arizona automobile accident attorney is an invaluable resource that can take the legal battles off of your plate and provide you with professional direction as to how to manage insurance adjusters calling you to gather more information about your accident.
Insurance companies are notorious for engaging in questionable tactics in order to reduce payments they make to victims. Individuals who aren’t familiar with these strategies can be easily taken advantage of and receive much less than they need to help pay for their damages. When you have been in an accident, you deserve a fair settlement based on the details of your situation. The Phoenix serious injury attorneys at ELG will see to it that your best interests are represented and ensure you don’t get short-changed when it comes to your settlement amount.
What Tactics Do Insurance Adjusters Use To Reduce Payments?
Soon after your accident, you should contact the insurance company to file an Arizona car accident claim. The insurance company will assign an adjuster to work with you and collect information about your accident to put a dollar amount on how much it is worth. The adjuster is going to ask you questions that are specifically designed to get you to say something that will harm your case. They may ask you to provide them with a recorded statement. You are not bound to having to give anyone from the insurance company a recorded statement immediately even if they insist that you do. You have the right to speak with your attorney and use their guidance with respect to how you correspond with the insurance company.
When an insurance company knows you are recovering from an injury, they may also try to contact you during this time when you are more vulnerable. They know that most victims do not want to have to endure a long legal battle. They try to catch you when you are weak so that they can maximize their pressure and get you to say something that could jeopardize your case or agree to a settlement that is far less than you deserve.
The other thing to be aware of is when the insurance company is quick to offer you a settlement. This often happens when the adjusters realize that you have a strong case. They will want to settle your case as quickly as possible so that they can get away with having you accept an offer that is lower than you deserve. Never accept an insurance company’s settlement offer without talking with your attorney first. Your attorney will advise you on what a fair settlement amount should be and keep you from accepting an unacceptable agreement.
Do You Need an Arizona Car Accident Attorney?
You don’t have to take on the insurance companies alone. Let the Phoenix personal injury attorneys at ELG handle your case and deal with the insurance companies on your behalf. ELG is here to discuss your accident with you during a completely free consultation. Call ELG at (623) 877-3600 when you need help with an Arizona personal injury claim.